Warren Loos at Smartview Financial Service has several years of experience & have provided over $50 million worth of loans to enable first home buyers to make their dream of owning their first home a reality. We use this expertise and knowledge to obtain a home loan that suits your unique situation from amongst the several hundreds of loans that we have to offer from our panel of 30 banks & non-bank lenders including the top four banks.
Doing research on home loan rates can save you thousands and thousands of dollars. However, there is much more than the rate when obtaining the most appropriate loan for you. You do not want to pay more than you have to!
When recommending a home loan we follow a rigorous process in which we propose a home loan based on your financial circumstances and goals.
This process involves:
- Considering a number of factors such as loan structure (fixed rates, variable rate loan, split loan or line of credit loans).
- Overcoming and minimising the impacts of Lenders Mortgage Insurance (LMI).
- Considering if a family pledge loan and an offset account is applicable to you.
- Whether redraw facility suits you.